Chris Gartner Top IFM Producer Blue Cross Blue Shield of NM 2024!

     Policies that combine protection from all major property and liability risks in one package are called BOP's or Business Owners Policies. Package policies are created for Small, Medium and large sized businesses that generally face the same kind and degree of risk. Most businesses that need to insure Property, not as a Renter, can purchase a commercial package policy (BOP), get a great price and we can customize your policy to meet the special risks you face.​​​

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  BOPs include

1. Property insurance for buildings and contents owned by the company - there are two different forms. Standard coverage and Special Coverage which provides more comprehensive coverage.

2. Business interruption insurance, which covers the loss of income resulting from a fire or other catastrophe that disrupts the operation of the business. It can also include the extra expense of operating out of a temporary location.                                      

3. Liability protection, which covers your company's legal responsibility for the harm it may cause to others. This harm is a result of things that you and your employees do or fail to do in your business operations that may cause bodily injury or property damage due to defective products, faulty installations and errors in services provided.

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Gartner Insurance provides the entire range of coverage

every Business Owner needs!

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         Property       Business Income        General Liability Package     Business Auto            Umbrella Protection

       Products Liability         Completed Operations/Products  

      Malpractice & Professional Liability        Specialty & Excess Risk                               Gartner Insurance can also provide you with                      Group Health/Dental/Vision       Employee Benefits

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