Chris Gartner Top IFM Producer Blue Cross Blue Shield of NM 2024!
1-505-863-2344 or 1-505-863-7928
Proudly Serving Businesses, Families and Individuals all over New Mexico and Arizona
Proud affiliate of
Health Insurance
If you lose Full Medicaid Benefits, leave your employer, or leave the Federal Government in 2025, call us! You have 60 days from the date on your Loss of Insurance Letter to enroll with BeWellNM. I can help you complete that process! This fall will be Open Enrollment for the 2026 Plan Year. It takes plan between Nov 1, 2026 and Jan 15, 2027.
Most Family and Individual health plans for those under 65 in New Mexico cannot be purchased outside of The NM Health Insurance Exchange. Qualifying customers could be eligible for a substantial Premium Tax Subsidy. This means you MUST have a Special Enrollment Period or buy during the Annual Enrollment Period Nov 1st to Jan 15th each year.
Receiving a subsidy can significantly reduce the cost of buying the health insurance. Additionally Cost Savings Reduction Plans (CSR) are available if income requirements are met. With a CSR plan, the cost to USE the plan is reduced an average of 75%!!!
Our customers can pick from a variety of plans with different Deductibles, Co-Pays, Yearly Out-of-Pocket Costs, and supplemental benefits like Dental Coverage.
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Native American Health Plans can also be purchased year round, see below for more information.
The Affordable Care Act
Chris Gartner was awarded Top Broker for Blue Cross Blue Shield of NM & BeWellNM, the NM Health Insurance
Exchange, for 2024!
Thank you to all our loyal customers!
Group Health Insurance
There is power in numbers, especially when it comes to finding affordable health insurance!
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Employer pays at least 50% or most of the cost.
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Even if you have pre-existing conditions, the plan cannot deny you.
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Simple enrollment.
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Customized plan designs, depending on the number of employees the employer may choose to offer more than one plan
We will help you through the Enrollment process, step by step.
When you need:
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Individual Plan
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Family Health Plan
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Medicare Advantage Plan
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Medicare Prescription Drug
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Medicare Supplement plan
Gartner Insurance can do it all!
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Coverage
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Ends Pre-Existing Condition Exclusions for Children: Health plans can no longer limit or deny benefits to children under 19 due to a pre-existing condition.
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Keeps Young Adults Covered: If you are under 26, you may be eligible to be covered under your parent’s health plan.
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Guarantees Your Right to Appeal: You now have the right to ask that your plan reconsider its denial of payment.
Costs
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Ends Lifetime Limits on Coverage: Lifetime limits on most benefits are banned for all new health insurance plans.
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Reviews Premium Increases: Insurance companies must now publicly justify any unreasonable rate hikes.
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Helps You Get the Most from Your Premium Dollars: Your premium dollars must be spent primarily on health care – not administrative costs.
If you’re an American Indian or an Alaska Native you may purchase Individual Health plans all year long! Contact us today!
Some benefits are available to members of federally recognized tribes. Others are available to people of Indian descent or who are otherwise eligible for services from the Indian Health Service, a tribal program, or an urban Indian health program.